PERSONAL CHECKING
At Mainstreet Bank, we offer checking account options to meet your needs. Each of our checking accounts include the following features at no extra cost (see below for more details):
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24-Hour Telebanc
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Automatic Savings Transfers
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Notary Service
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Online Banking and Bill Pay
In addition, the following optional features are available to compliment all of our checking accounts:
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Mainstreet Reserve - Overdraft Protection (subject to approved application)
- Visa Credit Card (subject to approved application)
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Safe Deposit Boxes
PERSONAL CHECKING COMPARISON CHART
Basic FREE checking account
- No Minimum Balance (min.balance to open $100)
- Non-Interest Bearing
- No Monthly Fee
- Nominal Fee for Checks
- FREE Instant Cash and Check Card (subject to approval) *
MAINSTREET CHECKING
Flexible interest-bearing account
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Minimum Balance: $500
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Pays Interest (with minimum average balance of $500)
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No Monthly Fee ($10.00 if below minimum average balance of $500)
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Nominal Fee for Checks
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FREE Instant Cash and Check Card (subject to approval) *
MAINSTREETERS CHECKING
Premier checking account for people age 50 or better.
- No Minimum Balance (min.balance to open $100)
- Interest Paid (based on average balance)
- No Monthly Fee
- FREE Mainstreet Club Checks
- FREE Instant Cash and Check Card (subject to approved application) *
- FREE Check Safekeeping (required)
- No Fee Money Orders and Travelers Checks
- 25% Discount on Safe Deposit Box
* Subject to surcharge at some ATMs not owned by Mainstreet Bank
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