Effective as of May 2, 2008 and subject to change without notice. Please contact a bank representative for most accurate effective dates.
Checking Rates
Type
Minimum Balance for APY*
Minimum Deposit to Open
Interest Rate (%)
APY*
Mainstreet Checking
$500 - 2,499.99
$100
.05
.05
$2,500 - 4,999.99
.10
.10
$5,000 - 9,999.99
.25
.25
$10,000 and up
.50
.50
Mainstreeters Checking - 50 or better
$500 - 2,499.99
$100
.05
.05
$2,500 - 4,999.99
.10
.10
$5,000 - 9,999.99
.25
.25
$10,000 and up
.50
.50
Community Checking
$.01 - 14,999.99
$5,000
1.49
1.50
(for larger non-profits)
$15,000 - 49,999.99
1.74
1.75
$50,000 - 74,999.99
1.98
2.00
$75,000 - 99,999.99
2.23
2.25
$100,000 and up
2.47
2.50
Savings Rates
Type
Minimum Balance for APY*
Minimum Deposit to Open
Interest Rate (%)
APY*
Daily Savings
$100.00
$100.00
0.45
0.45
Flex Savings
$.01 - 14,999.99
$15,000
1.00
1.00
$15,000 - 49,999.99
1.98
2.00
$50,000 - 74,999.99
2.28
2.30
$75,000 - 99,999.99
2.57
2.60
$100,000 and up
2.96
3.00
Certificates of Deposit
Type
Minimum Balance for APY*
Minimum Deposit to Open
Interest Rate (%)
APY*
11-Month Penalty Free CD Relationship Special*
$5,000
$5,000
3.25
3.25
91-Day
$2,500
$2,500
2.67
2.70
182-Day
$2,500
$2,500
2.98
3.00
1 Year
$2,500
$2,500
2.92
2.95
18 Month
$2,500
$2,500
2.53
2.55
2 Year
$2,500
$2,500
2.62
2.65
3 Year
$2,500
$2,500
2.72
2.75
5 Year
$2,500
$2,500
2.97
3.00
*The Penalty Free CD carries no penalty for early withdrawal after the first 6 days of the account term and when you reinvest the amount withdrawn in any Mainstreet Bank deposit account. Unlimited penalty free withdrawals are permitted during the term in minimum $1,000 increments. The Penalty Free CD may not be combined with any other offers. Requires an active Mainstreet Bank checking account. Active is defined as one or more debit or credit per month.
Mortgages
Type
Minimum Balance for APR*
Interest Rate
APR*
15 Year Conventional
$100,000
na
Please Call
30 year Conventional
$100,000
na
Please Call
Home Equity
Type
Minimum Balance for APR*
Interest Rate
APR*
Home Equity Loan
$100,000
na
Please Call
Line of Credit
$100,000
na
Please Call
Automobiles
Type
Minimum Balance for APR*
Interest Rate
APR*
2008 (New) - 48 Mo.
$20,000
na
8.25
2005-2007 - 48 Mo.
$1,000
na
9.45
*APY is Annual Percentage Yield
*APR is Annual Percentage Rate
Rates subject to change without notice. Substantial early withdrawal penalties apply. All products and services subject to certain restrictions and terms, please contact your Mainstreet Bank for specific details or click on the checking and savings links above for more detailed information. Fees may reduce earnings on any account.
Mainstreet Bank Vision: We Build Trusting Relationships by Valuing, Respecting and
Recognizing Customers and Communities.
